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Composition of Mutual fund portfolio?

Mutual Funds, Hedge Funds and ETFs

Composition of Mutual fund portfolio?

Postby macalister » Mon Mar 25, 2013 8:07 pm

Dear friends,
I am 29 years old and recently started investing in MFs through SIP. I have the following portfolio.

SBI magnum contra : Rs 3000 per month.
HDFC Top 200 : Rs 3000 per month.
Reliance Growth - RP : Rs 3000 per month.
Sundaram SMILE : Rs 3000 per month.

I want stay invested in above MFs for atleast 5 years. Please note all above MF investments I am doing are through SIP.

I have the following questions.
1. How does my portfolio looks (50% aggressive, and 50% in largecaps). Please suggest me if any alterations are required in my portfolio.
2. I would like to add another Rs 2000 to "HDFC Top 200" and make monthly SIP Rs 5000 per month. Or should I start another SIP with HDFC Prudence Rs 2000/- per month.

Thanks in advance for spending your valuable time and answering my queries.

Best Regards
Kiran
macalister
 
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Composition of Mutual fund portfolio?

Postby bayhard16 » Mon Mar 25, 2013 8:27 pm

It is very nice to know that you are a regular investor. Some years from now you will really have a good kitty. Congragulations on your choice of top performing mutual funds.

There is one major flaw in your portfolio, your portfolio is totally equity oriented. Asset allocation is an important aspect of investment. as a thumb rule you must have a portfolio allocation equal to your age in debt investments, therefore you must invest 30% of your portfolio in debt based MF. So I recommend the following:
1. Do not stop your present SIP
2. Your additional SIP can be opened in debt based MF, HDFC Prudence is also a good option since it is a balanced fund but I will recommend a debt MF. Reliance floating rate fund or DSPBR Govt securities fund is agood option.

I am an AMFI certified MF advisor, you can contact me at [email protected] or 0120 4224336 for further advice.
bayhard16
 
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Composition of Mutual fund portfolio?

Postby claudius » Tue Mar 26, 2013 6:07 am

recently i went through a nice artical on mutual fund in dalal street investment journal. Where they have given detail analysis on different mutual fund and where to invest....

It will definitely help you out.
claudius
 
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Composition of Mutual fund portfolio?

Postby erich » Tue Mar 26, 2013 5:53 pm

Please dont invest all your savings in any fund for continious 5 years.after 1 yr just take a look at your portfolio and find some new funds,to invest. at this age you can the risk and invest in any mid cap/s cap.or you can go for some nfo/ipo
erich
 
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Composition of Mutual fund portfolio?

Postby loren55 » Wed Mar 27, 2013 2:27 am

Good Portfolio
As per as new SIP HDFC Prudence is good or You can also try Birla Sun Life Equity Fund ( A good aggressive equity Fund ) or Reliance Regular Saving Fund ( Equity Or Balance )
loren55
 
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Composition of Mutual fund portfolio?

Postby hannraoi8 » Wed Mar 27, 2013 2:52 am

Your portfolio is good. You can invest the additional Rs 2000 in DSPBR TOP 100. It is a good large cap fund. Always look at value research ratings. Visit www.valueresearchonline.com to learn more about mutual funds.
hannraoi8
 
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Composition of Mutual fund portfolio?

Postby pearroc72 » Wed Mar 27, 2013 5:36 am

Your portfolio is OK.But all some what same.If u want more Then select Tech Funds/Pharma etc
HDFC core & satalite is also a good fund.
pearroc72
 
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Joined: Tue Oct 30, 2012 3:15 am


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